Palm Tree Financial is currently accepting and seeking investors for our Hard Money portfolio. Minimum investment is $500,000. Returns offered are 10%-12% per year secured by real estate. Yields are higher when compared to other fixed income securities. Funds will be invested in Promissory notes secured by deeds of trust on CAREFULLY EVALUATED real estate. Investors can enjoy quarterly monthly interest payments on their invested capital who may invest
·Individuals
·Family Trusts
·Corporations
·Limited Partnerships
·General Partnerships
·IRAs
·Pension Plans
·Institutional Lenders
·Mortgage Partnership Pools
Gain the financial rewards of being a lender without all of the inherent risks, exposure, and hard work. We will do all of the work for you, you just sit back and get paid 10%-12% on your real estate secured investment. Servicing is managed by a reputable, experienced third party mortgage servicer. As an additional security, an additional layer of underwriting is undertaken by a reputable third party underwriter. We lend at a maximum of 70% LTV of the property value (typical is 50% LTV). As with any investment there are risks associated with Trust Deed Investments that Investors should be aware of: Trust Deed Investments are not insured by the FDIC or any other government agency. Additionally, Palm Tree Financial, it’s principals, and associates are not allowed to guarantee the success of the investments. The investments involve certain risks and are suitable only for persons of adequate means who anticipate no need for immediate liquidity. The borrower’s ability to repay the loan will depend upon the borrower’s financial condition which could change over time. There are general risks associated with real estate investments including general or local economic conditions, neighborhood values, interest rates, real estate tax rates, the supply of and demand for properties of the type involved, the ability of the borrower to obtain necessary alternative financing, governmental rules and acts of Nature. Default by the borrower could interrupt your monthly payments. Under extreme cases, it may be necessary to foreclose or take other actions to protect your investment. It is possible for the total amount recovered upon foreclosure to be less than the amount of your total investment, with resulting loss of capital to the investor. To minimize some of the inherent risks,
1. Our underwriting guidelines stipulate that the loan to values are a maximum of 70% and are typically 50% or lower
2. All borrowing is done through a bankruptcy remote entity 3. Short term investments - 1 year to 18 months 4. No construction loans – Income producing property only. Collateral types include multifamily, office, retail, industrial, hospitality, mixed use and senior/assisted living
5. Servicing is managed by a reputable, experienced third party servicer.
6. As an additional security, an additional layer of underwriting is undertaken by a reputable third party underwriter. This web site constitutes neither an offer to sell nor a solicitation of an offer for any investment. An offer is made only by the offering circular and material disclosure package. For additional information please call or email: David Rossman 305.984.1911 david@inthepalmtree.com